My Dividend Stock Investment Fundamentals

Every investor has developed their own way of picking and selecting individual stocks. I will share my own fundamentals and criteria of stock investing. If you feel that some terms are not familiar and quite new I would suggest pick yourself a book of investing in the library or buy…

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How to make money using credit cards?

I used to think that credit cards are sources of financial disease and will drown you in debt if you are not savvy.  That was very true at the beginning when unknowingly I accepted and applied every card the banks offered me. I only pay the minimum balance each month…

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My Investing Journey

  When I started learning how to invest, I haven’t read any books and internet was my only resource. Equally important, I visit personal finance websites and joined their forums and actively posting questions and taught myself along the way. Notably, Couch Potato strategy was the model that was easiest…

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Debit Cards vs. Credit Cards

DEBIT CARDS Advantages: 1. You can easily take out from any ATM depending on your daily limit. You don’t have to bring cash or a checkbook around. 2. Use your debit card to purchase anything using the chip-enabled card terminal if you have enough funds. 3. On many grocery outlets…

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Is Financial Independence Within Reach?

  My parents are my biggest role models My mom always taught me, that It doesn’t matter how much you make but how much you save that make a difference. While, my father bought some residential and farm lands. He told me that these investments will eventually grow in value…

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