Owning A Home Vs. Renting
Since I left high school to pursue undergraduate studies, I can’t remember exactly how many times I moved from one place to another. If my memory is correct, it’s about…
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RRSP vs. TFSA: Which one is ideal for me?
Registered Retirement Savings Plan (RRSP) and Tax Free Savings Account (TFSA) are both registered accounts available to all Canadians. What’s the difference between RRSP and TFSA? RRSP has no minimum…
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What are blue chip companies?
Blue chips companies are generally the market leaders or top performer in their particular sectors. They normally represent the major market indexes in each country. If you have read my…
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Give Yourself A Pay Raise
A greater number of working population, the desire how to make more money and getting a pay raise is one of an employee goals and aspirations. This means you have…
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Do Not Rely On Your Pensions
Pension is a deferred compensation for employees who worked in government or private companies. You will receive monetary funds depending on the number of years you have been working. Some…
Read more »My Personal Top Three No Fee Checking Accounts
If you held an account with one of the five big banks in Canada it’s more likely that you have to maintain a certain amount from $1,000 to $5,000…
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My Dividend Stock Investment Fundamentals
Every investor has developed their own way of picking and selecting individual stocks. I will share my own fundamentals and criteria of stock investing. If you feel that some terms…
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How to make money using credit cards?
I used to think that credit cards are sources of financial disease and will drown you in debt if you are not savvy. That was very true at the beginning…
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My Investing Journey
When I started learning how to invest, I haven’t read any books and internet was my only resource. Equally important, I visit personal finance websites and joined their forums…
Read more »Debit Cards vs. Credit Cards
DEBIT CARDS Advantages: 1. You can easily take out from any ATM depending on your daily limit. You don’t have to bring cash or a checkbook around. 2. Use your…
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