It’s the time of the year that many of us are gearing towards the holidays. It is always one of the special months of the year, if not the most. December is the single month that we tend to spend the most in the entire year. In our homes, we...Read More »

A question I hear a lot from many homeowners is, “Should I pay off my mortgage sooner?”. Unfortunately, there are no straightforward answers. Ultimately, It all comes down to your personality, risk tolerance, and personal goals. Reasons for paying it sooner If debt and financial obligations cause a lot of...Read More »

Our annual goal is to maximize the contribution limits of our TFSA beginning of each year. We aim to contribute the maximum allowable limit every first week of January. Here are the TFSA contribution limits by year since its inception. 2009 – $5,000 2010 – $5,000 2011 – $5,000 2012...Read More »